Grow with Romero Insurance Brokers | Protecting Your Tomorrow, Today

Grow With Romero

By working together, we can grow together.

Insurance should be at the core of your business’s growth strategy to give you the security and freedom to thrive. When working with the Romero Group, you’re getting more than just an insurance broker. With in-house Risk Management, Health & Safety and HR, our holistic collection of professional services ensures your business has the resources it needs to invest in its infrastructure, security and staff, putting down solid foundations for growth.

What’s more, we have access to a network of complementary professional services from trusted partners, all delivered with our ethos of exceptional service, meaning whatever challenges you face as you scale your business, Romero can support you.

This collaborative approach working side by side with you, not just for you, gives you the peace of mind you need to focus on doing what you do best.

What does this mean for my business?

Watch the video below to find out…

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Why Growth Matters

Whether you’re an SME looking to branch out into new locations and employ additional staff, or a high-growth investment backed corporation, growth is essential at every level. It helps you develop and improve your operations, expand your service proposition, develop new products or service more clients. Whatever sector you operate in, growth is key to continued success.

Unlike some brokers, we understand organic growth. Since our foundation in 1997, we focussed on building our business through delivering market-leading insurance programmes paired with exceptional service delivery. This saw us grow from a start up, to the largest independent broker in the UK in 2023.

After hitting this achievement, we continued to strive for growth, partnering with AssuredPartners, giving us greater access to develop the service we’re able to offer our clients by expanding our reach through a global organisation.

It’s thanks to this experience that means we understand your organisations ambition for growth, as well as how to support you through it.

We Help Construction Manufacturing Marketing Engineering Small Businesses Retail Leisure Hospitality Technology Infrastructure Your Business GROW

How insurance supports your growth?

As your business focuses on scaling up, however experienced or prepared you may be, you will be faced with increasing risk, potential unknowns and the potential for legislative complexities.

What’s more, if you’re accelerating your growth with external investment of corporate financing, there is the risk that any significant costs to your operations could result in difficulties servicing your debt.

By having a broker that understands the growth aspirations of a business like yours, you can mitigate these risks, and focus on driving your business forward.

Below are 10 ways in which the Romero Group alongside AssuredPartners can support your growing business:

10 Ways your business is supported by
The Romero Group and AssuredPartners

Risk Mitigation:
Asset Protection:
Cyber Resilience:
Protection on investments & debt servicing:
Insight for evolving legislation:
Access to sector experts:
Global support for international expansion:
Protection against disruption:
Personal Liability for Directors & Officers:
Employee support:

Risk Mitigation:

Whether it’s an increase in the number of employees, expansion into new lines of business or investment in new equipment to enhance your business operations, growth will inevitably mean increased risk.

Our in-house risk management division, Sentient, have worked with organisations of all sizes and can work alongside you as you expand to identify your exposure to risk before it occurs. Whether it’s ad hoc support, or a continued partnership allowing us to asses and manage the risks you face, a strong broker means that however you grow, your business and your team are protected.

Asset protection:

As you expand, you’re likely to invest in more technology, machinery or equipment. This can often come with significant financial investment. Traditional risks surrounding property and equipment damage and breakdown will only become more critical as your operations expand.

Whether it’s theft of stock, accidental damage of essential machinery or property damage during renovation or expansion to name just a few, more assets means increased risk exposure.

A dedicated broker can help to ensure that your insurance policy grows alongside your business, protecting every element and avoiding exposure which could lead to costly issues when making a claim.

Cyber resilience:

Cyber & crime are increasingly challenging threats to organisations of all sizes. This ever evolving risk can be particularly challenging as it’s impossible to entirely prevent cyber attacks and the consequences can be devastating.

As your business grows, it will become a more appealing target for cyber-criminals. Our cyber protection experts can not only ensure you’re properly insured should you succumb to an attack, but we can also work alongside you to recommend enhanced IT security to minimise the risk and disruption a cyber attack could pose.

Protection on investments & debt servicing:

Rapid growth businesses often generate their rapid expansion through external investment and borrowing. This can drive significant growth, but also leaves you exposed to debt should there be any disruption to your operations.

We can work alongside you to understand your operational costs, including servicing any debt, and the revenue impact a significant disruption would cause, using this insight to build robust business interruption policies to allow you to weather any serious incidents.

This is critical, as it could be the difference between whether or not your company survives if you are impacted by a major incident in your operations or through your supply chain.

Insight for evolving legislation:

Whether it’s sector specific legislation, employment law or health and safety, as businesses grow they become exposed to more regulation and responsibility.

Our team work to understand the regulatory impacts on our client’s sectors and keep you informed on your responsibilities, so you can focus on your operations and business growth.

We are continually monitoring what affects our clients, and generate insight, bulletins, whitepapers and interactive guides to help you navigate new legislation as it evolves.

Access to sector experts:

As part of AssuredPartners, we have access to a vast network of professionals with experience across every commercial sector and all lines of insurance.

However unusual or unique the sector in which you operate may be, we will have seen it before and know how to source you the best tailored protection, as well as identify the risks you might not have thought about.

Global support for international expansion

Through our network of brokers in AssuredPartners, to our membership of Trust Risk Control, we have global reach to protect your operations wherever they may be.

If you’re expanding into new regional markets wherever they may be across the globe, we can access local experts who can deliver the same exceptional level of service we promise, with the insight of a local team.

Protection against disruption:

As you expand, you will likely utilise more suppliers, have expanded operations and have a larger more dynamic team.

Smaller businesses can often flex to adapt to disruption more easily as there are fewer moving parts. Larger organisations however can be seriously impacted even if one small part of your operations fails.

The knock on effect of a supplier going bust, infrastructure failing, or other unforeseeable disruptions can pose serious threats to the survival of your business. A comprehensive business interruption plan and policy exist to ensure that downtime and disruption are minimised.

Personal liability for Directors & Officers:

Business owners & directors can be held personally liable for a range of issues which you might ordinarily think would be limited to a risk for the business.

Management liability cases can be brought against individuals running a business, and as you expand your personal exposure potentially increases.

Our team will work to understand your corporate governance, ensure that you have a good foundation to protect your business and build a tailored Directors’ & Officers’ policy for you to protect you as a business owner or director from personal claims raised against you or fellow senior leaders.

Employee support:

Growth will likely mean more people. With more people, comes increased HR complexities. As organisations expand, your HR responsibilities can quickly outstrip the resources you have available. This can be particularly challenging when you consider the significant legislation surrounding employment and your responsibilities as an employer.

Our HR partners at Sentient can support you on a case by case basis, or act as an outsourced HR department on your behalf. Working to your core values and supporting your team to keep your business compliant with employment law, and protecting you from falling foul of legislation.

We can also support your team through delivery of Health & Safety training to ensure as you on-board new team members, they’re properly prepared to undertake the work you assign to them. This is particularly important if you’re taking on contractors, agency or temporary workers who may not have ‘day to day’ familiarity with your operations.

How to Take the Next Step & access support from Romero

Talk to our team to access our advice and support. We will start by learning about your risk, exposure and operations – allowing us to build a tailored insurance programme designed around you.

Working alongside you, we will undertake a confidential review which allows us to see how your current insurance programme is protecting you. We will review where you could make improvements and how best to secure you the most competitive rates in the market without disrupting your current arrangements.

ReMeMber: You don’t have to wait for your next renewal

Early appointment means that if you’re not satisfied with your current broker or want to take advantage of our industry leading service, you can appoint Romero early to get the most out of how we can support you.

By appointing us prior to renewal you immediately create a competitive environment as your current insurers are aware you are prepared to move away. Furthermore, competing insurers will realise they have a fair chance of winning your business now that a different broker with a proven approach is in control of the business.

Both of which mean you are more likely to receive competitive renewal terms, whilst simultaneously accessing improved service from Romero vs. your previous broker. We’ll even support you in handling any outstanding claims or issues until your renewal date to ensure you’re getting the best from us and your policy.