Legacy Archives - Page 22 of 25

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Solar Panel Installation Risks for Business Premises

Solar Panels involve unique installation risks and require specialist insurance Solar panels are becoming more and more popular for commercial properties and business premises. Photovoltaic solar panels can help offset the energy costs of businesses, and fortunately, the panels are also relatively easy to insure. In the past decade, Romero Insurance have successfully insured many solar panels installations,...

Drug Driving Awareness, a rising risk for Fleet Managers

Drug Driving and Drink Driving is on the rise, keep your drivers safe. Drink driving is a long standing risk for fleet managers. 675,000 drivers were found to be driving under the influence last year. Fleet managers have long fought against this possibility, putting in place procedures and spot checks to help reduce the risk. However, a new issue involving driver impairment is on the rise – drug...

Why Electric Vehicle Insurance Premiums are more expensive

Fleet managers should be aware that investing in an Electric Vehicle Fleet brings its own challenges Many fleet managers and CEOs want an electric fleet. A carpark of premium electric cars indicates success and sustainability. However, electric vehicles are entirely different machines to a regular ICE fleet, and therefore possess different risks. As a leading international insurance broker, we...

Driving Safely in Autumn: Tips for Drivers and Fleet Managers

As the nights draw in and autumnal conditions take hold, the risk of road incidents increases significantly. Data from the AA reveals an 11% rise in collisions in the two weeks following the clock change, with many incidents attributed to factors like reduced visibility and slippery road conditions. For fleet managers, this highlights the critical need to take proactive measures to ensure driver safety...

Why an insurance broker is necessary for SME businesses

Insurance for Small Businesses with Romero Insurance Brokers’ SME Department Manager Romero Insurance firmly believes that SME businesses deserve a dedicated broker. We are able to offer a wide range of benefits and negotiate excellent premiums on behalf of our clients. We discuss with Ed de Bussy, SME Department Manager, why using an insurance broker is essential for SME businesses. He talks...

The Importance of Fire Door Safety & Maintenance

Fire Door Safety Week 2024 A fire door is an engineered safety device, they are critical to a building’s fire safety and the preservation of life. The 23rd to 27th September 2024 is Fire Door Safety Week; it’s probably not the first date in the club owner’s calendar – but perhaps it should be… As a broker, we have visited many of clubhouse up and down the country. Sports clubs, social...

Expert Insights - with AssuredPartners CEO, David Heathfield

How the CEO of a top 10 independent broker manages organisational growth David Heathfield is the CEO of AssuredPartners International. He has been integral to the growth and acquisition strategy of the AssuredParters model this side of the pond. As the CEO of the UK & European arm of the eleventh largest broker in the US, David is leading almost a thousand individuals toward his vision for the...

What was found from the Grenfell Inquiry report, and what are the repercussions for construction businesses and insurance?

Read the inquiry here The Grenfell inquiry shines a light on the conduct (or lack of conduct) of manufacturers, refurbishment companies and local authorities. The inquiry is on the whole damning, showing many failings which should have been avoided but ended up compromising safety to life. The Grenfell fire killed 72 people in 2017. The Inquiry’s report into the tragedy identified that there were...

Professional Indemnity Requirement Changes for RICS Surveyors and Construction Businesses

The Grenfell tragedy’s effect on the insurance industry was unprecedented. The pool of approved insurers diminished, rates increased and restrictions in cover became more prevalent. Following the Grenfell tragedy in 2017, there was uncertainty and concern over how widespread fire safety issues were. Fire safety is a significant issue for surveyors, one which has proven challenging. Also for insurers,...

Professional Indemnity Whitepaper

Download our Professional Indeminity Whitepaper, authored by Stuart Dobbins “A Professional Indemnity claim can be an extremely stressful event; the significant costs involved could threaten a business’s survival. In such difficult and turbulent times, the service of a top award-winning broker should not be understated.” Stuart Dobbins, Technical Claims Director for Romero Insurance...

Riot, Civil Commotion & Compensation

The recent distressing outbreaks of rioting across the country have clearly caused significant damage to property, alongside the psychological impact and human distress caused by this senseless violence. We’re aware that some clients may be affected by damage and disruption as a result of this violence, and have created the below information to help you access our support and understand the...

Car Security to reduce Car Theft

The Car Theft Epidemic: Cars stolen and sold overseas In 2022, the security camera of Logan LaFreniere caught two men stealing his pickup truck outside his house in Ontario, Canada. After making off with his vehicle, it was never recovered. A few months later, Logan found the truck being advertised for sale in Ghana, 8,500 kilometres away. He recognised his car because of the same litter on the...

Demanding the FCA to be more tough on insurer claims

The UK consumer news and reviews business, Which?, have demanded the FCA take a harder stance on insurance businesses that fall foul of regulator’s standards. Which? have stated that almost half 48% of all individuals experience an issue when making a claim. This has caused significant harm, and insurance businesses need to be held to account. The most common problems experienced are: Having...

How long does my home insurance allow me to leave my property unoccupied?

Have a Holiday Home or Second Home? Here are some tips when planning to leave a property unoccupied. 2.1 million households apparently also own a second property. In England, there are now 482,000 houses now used as second homes. If you own a second home or holiday home, you’ll want to do everything you can to reduce the risk to your property. Equally, if you plan on leaving your main property unattended...

What the new Labour government might mean for insurers, brokers and policyholders

By Stuart Dobbins, Technical Claims Director In a shock twist to an already surprising election season, Count Binface failed to secure power in the UK on the 4th July, with the plucky up-and-comer Sir Keir Starmer leading Labour into No. 10. So what might this mean for the insurance sector? The short answer – It’s a bit too early to say and we probably won’t know anything until the King’s...

What will the Protect Duty Bill require of your business?

Now the election’s over, where do we stand with the Protect Duty bill? Can we get back to finalising Martyn’s Law? In May 2023, the Government published the Terrorism Protection of Premises Draft Bill for pre-legislative scrutiny. Between February and March 2024, the Government carried out a consultation process on the Bill and was in the process of reviewing the results when the general election...

Warehouse Fire Safety – Risks and Safety Measures

Warehouse fires are a common occurrence, and often result in large losses. It can devastate a business, and must be protected against through the use of risk controls and effective safety measures. At Romero Insurance Brokers, it’s our mission to keep our clients engaged and involved in their own financial safety. We’ve produced some helpful advice about warehouse fire safety and risks management,...

Pride Month & It's Impact on the Workplace

What is Pride month? The concept of Pride month, is a recognition and celebration of LGBTQ+ history inspired by the New York Stonewall Riots in 1969. This seminal event took place on 28th June 1969, and is regarded as a major turning point in challenging the legal and societal discrimination the community faced in the US and around the world. Far from a celebration, the origins of pride are rooted...

12 years' of Chartered Excellence

Chartered status is an exclusive title only awarded to firms which meet rigorous criteria relating to professionalism and capability. All Chartered Insurance Brokers commit to the CII’s Code of Ethics, reinforcing the highest standards of professional practice in their business dealings. Back in 2012, when Romero Insurance Brokers were awarded the chartered status, Simon Mabb was quoted saying: “We...

BT Redcare Closure

Does your business premises use BT Redcare Security Alarm? Business owners will soon need to be on the look out for a new security alarm provider after the announced closure of Redcare by BT. The closure of BT Redcare is set for August 1st 2025 (or sooner if a client’s contract renews before this date). Redcare recently announced they have ceased new orders, and the security department at...

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